These NT Terms of Use are made by you (hereinafter referred to as "you" or "your") and the NT Operator (as defined below).By accessing, downloading, using or clicking "I Agree" to any NT Service (as defined below) provided by NT (as defined below), you confirm that you have read, understood and accepted all the terms and conditions set out in these Terms of Use (hereinafter referred to as the "Terms of Use") and our published privacy statement.In addition, you may be subject to specific additional terms and conditions that apply to some features of the NT Services. . Please read these Terms of Use carefully as they govern your use of NT Services.These Terms of Use contain a number of important provisions, including arbitration provisions requiring all claims to be resolved through legally binding arbitration. The arbitration clause is set out in Article 10 below, "Dispute Resolution: Place of Arbitration, Arbitration, Class Action Waiver".As with any asset, the value of digital currency (as defined below) is subject to substantial fluctuations and there is a significant risk that you may incur financial losses when buying, selling, holding or investing in digital currency and its derivatives.By using the NT services, you acknowledge and agree that :(1) you understand the risks associated with digital currency and derivatives transactions;(2) You bear all risks associated with the use of NT services and trading in digital currency and its derivatives;(3) NT assumes no responsibility for such risks or adverse results. By accessing, using or attempting to use the NT Services in any capacity, you confirm that you accept and agree to be bound by these Terms of Use. If you do not agree, do not access NT or use NT services.

Please read the terms carefully as they govern your use of Digital Currency Services. THESE TERMS CONTAIN IMPORTANT PROVISIONS INCLUDING AN ARBITRATION PROVISION THAT REQUIRES ALL CLAIMS TO BE RESOLVED BY WAY OF LEGALLY BINDING ARBITRATION.The terms of the arbitration provision are set forth in Article 10, “Resolving Disputes: Forum, Arbitration, Class Action Waiver”, hereunder. As with any asset, the values of Digital Currencies (as defined below) may fluctuate significantly and there is a substantial risk of economic losses when purchasing, selling, holding or investing in Digital Currencies and their derivatives. BY MAKING USE OF Digital Currency SERVICES, YOU ACKNOWLEDGE AND AGREE THAT: (1) YOU ARE AWARE OF THE RISKS ASSOCIATED WITH TRANSACTIONS OF DIGITAL CURRENCIES AND THEIR DERIVATIVES; (2) YOU SHALL ASSUME ALL RISKS RELATED TO THE USE OF Digital Currency SERVICES AND TRANSACTIONS OF DIGITAL CURRENCIES AND THEIR DERIVATIVES; AND (3) Digital Currency SHALL NOT BE LIABLE FOR ANY SUCH RISKS OR ADVERSE OUTCOMES.

By accessing, using or attempting to use Digital Currency Services in any capacity, you acknowledge that you accept and agree to be bound by these Terms. If you do not agree, do not access Digital Currency or utilize Digital Currency services.

If you would like to know more about the risks associated with investing in or trading Digital Assets, you can access our General Risk Warning at .

1. Digital Currency refers to an ecosystem comprising Digital Currency websites (whose domain names include but are not limited to ), mobile applications, clients, applets and other applications that are developed to offer Digital Currency Services, and includes independently-operated platforms, websites and clients within the ecosystem (e.g. Digital Currency’s Open Platform, Digital Currency Launchpad, Digital Currency Labs, Digital Currency Charity, Digital Currency DEX, Digital Currency X, JEX, Trust Wallet, and fiat gateways). In case of any inconsistency between relevant terms of use of the above platforms and the contents of these Terms, the respective applicable terms of such platforms shall prevail.

2. Digital Currency Accounts refer to the foundational virtual accounts, including main accounts and subaccounts, which are opened by Digital Currency for Users to record on Digital Currency their usage of Digital Currency Services, transactions, asset changes and basic information. Digital Currency Accounts serve as the basis for Users to enjoy and exercise their rights on Digital Currency.

3. Digital Currency Operators refer to all parties that run Digital Currency, including but not limited to legal persons (including Digital Currency UAB), unincorporated organizations and teams that provide Digital Currency Services and are responsible for such services. For convenience, unless otherwise stated, references to “Digital Currency” and “we” in these Terms specifically mean Digital Currency Operators. UNDER THESE TERMS, Digital Currency OPERATORS MAY CHANGE AS Digital Currency’S BUSINESS ADJUSTS, IN WHICH CASE, THE CHANGED OPERATORS SHALL PERFORM THEIR OBLIGATIONS UNDER THESE TERMS WITH YOU AND PROVIDE SERVICES TO YOU, AND SUCH CHANGE DOES NOT AFFECT YOUR RIGHTS AND INTERESTS UNDER THESE TERMS. ADDITIONALLY, THE SCOPE OF Digital Currency OPERATORS MAY BE EXPANDED DUE TO THE PROVISION OF NEW Digital Currency SERVICES, IN WHICH CASE, IF YOU CONTINUE TO USE Digital Currency SERVICES, IT IS DEEMED THAT YOU HAVE AGREED TO JOINTLY EXECUTE THESE TERMS WITH THE NEWLY ADDED Digital Currency OPERATORS. IN CASE OF A DISPUTE, YOU SHALL DETERMINE THE ENTITIES BY WHICH THESE TERMS ARE PERFORMED WITH YOU AND THE COUNTERPARTIES OF THE DISPUTE, DEPENDING ON THE SPECIFIC SERVICES YOU USE AND THE PARTICULAR ACTIONS THAT AFFECT YOUR RIGHTS OR INTERESTS.

4. Digital Currency Services refer to various services provided to you by Digital Currency that are based on Internet and/or blockchain technologies and offered via Digital Currency websites, mobile applications, clients and other forms (including new ones enabled by future technological development). Digital Currency Services include but are not limited to such Digital Currency ecosystem components as Digital Asset Trading Platforms, the financing sector, Digital Currency Labs, Digital Currency Academy, Digital Currency Charity, Digital Currency Info, Digital Currency Launchpad, Digital Currency Research, Digital Currency Chain, Digital Currency X, Digital Currency Fiat Gateway, existing services offered by Trust Wallet and novel services to be provided by Digital Currency.

5. Digital Currency Platform Rules refer to all rules, interpretations, announcements, statements, letters of consent and other contents that have been and will be subsequently released by Digital Currency, as well as all regulations, implementation rules, product process descriptions, and announcements published in the Help Center or within products or service processes.

6. BUSD means Digital Currency USD, a US dollar denominated and backed stablecoin managed Paxos Trust Company, LLC.

7. Collateral Accounts refer to special accounts opened by Users on Digital Currency to deposit and withdraw collateral (such as margins) in accordance with these Terms (including the Digital Currency Contract Services Agreement and Digital Currency Platform Rules), as required for contract transactions, leveraged trading and/or currency borrowing services.

8. Conversion Inception Date means the date, specified by Digital Currency, on which the Designated Stablecoin Conversion will commence.

9. Crypto-to-crypto Trading refers to spot transactions in which one digital currency is exchanged for another digital currency.

10. Designated Stablecoin means each of USD Coin (USDC), Pax Dollar (USDP), TrueUSD (TUSD) and any other Digital Asset Digital Currency may designate as such from time to time, provided that Digital Currency may remove any Digital Asset from the scope of this definition at any time without prior notice.

11. Designated Stablecoin Conversion means, in respect of each Designated Stablecoin, the automatic conversion of that Designated Stablecoin into BUSD upon deposit or transfer into your Digital Currency Account or the conversion of BUSD into that Designated Stablecoin in connection with a withdrawal request.

12. Digital Currencies refer to encrypted or digital tokens or cryptocurrencies with a certain value that are based on blockchain and cryptography technologies and are issued and managed in a decentralized form.

13. Digital Assets refer to Digital Currencies, their derivatives or other types of digitalized assets with a certain value.

14. Fiat Trading refers to spot transactions in which Digital Currencies are exchanged for fiat currencies or vice versa.

15. KYC refers to the “know-your-customer” process that Digital Currency has put in place before entering into a business relationship or conducting transactions with its Users. As part of this process, Digital Currency may do anything that it deems necessary in order to identify Users, verify their identity, scrutinize and investigate User transactions, or comply with any applicable law or regulation.

16. Loan/Lending refers to Digital Currency’s lending of Digital Currencies to Users at an interest collected in certain ways (in the form of Digital Currencies), including but not limited to the leveraged trading and currency lending services currently offered, and other forms of loan/lending services to be launched by Digital Currency.

17. Users refer to all individuals, institutions or organizations that access, download or use Digital Currency or Digital Currency Services and who meet the criteria and conditions stipulated by Digital Currency. If there exist other agreements for such entities as developers, distributors, market makers, and Digital Currencies exchanges, such agreements shall be followed.

1. About These Terms

a. Contractual Relationship

These Terms constitute a legal agreement and create a binding contract between you and Digital Currency Operators.

b. Supplementary Terms

Due to the rapid development of Digital Currencies and Digital Currency, these Terms between you and Digital Currency Operators do not enumerate or cover all rights and obligations of each party, and do not guarantee full alignment with needs arising from future development. Therefore, THE PRIVACY POLICY (（）), Digital Currency PLATFORM RULES, AND ALL OTHER AGREEMENTS ENTERED INTO SEPARATELY BETWEEN YOU AND Digital Currency ARE DEEMED SUPPLEMENTARY TERMS THAT ARE AN INTEGRAL PART OF THESE TERMS AND SHALL HAVE THE SAME LEGAL EFFECT. YOUR USE OF Digital Currency SERVICES IS DEEMED YOUR ACCEPTANCE OF THE ABOVE SUPPLEMENTARY TERMS.

c. Changes to These Terms

Digital Currency reserves the right to change or modify these Terms in its discretion at any time. Digital Currency will notify such changes by updating the terms on its website () and modifying the [Last revised] date displayed on this page.。 ANY AND ALL MODIFICATIONS OR CHANGES TO THESE TERMS WILL BECOME EFFECTIVE UPON PUBLICATION ON THE WEBSITE OR RELEASE TO USERS. THEREFORE, YOUR CONTINUED USE OF Digital Currency SERVICES IS DEEMED YOUR ACCEPTANCE OF THE MODIFIED AGREEMENT AND RULES. IF YOU DO NOT AGREE TO ANY CHANGES TO THESE TERMS, YOU MUST STOP USING Digital Currency SERVICES IMMEDIATELY. YOU ARE RECOMMENDED TO FREQUENTLY REVIEW THESE TERMS TO ENSURE YOUR UNDERSTANDING OF THE TERMS AND CONDITIONS THAT APPLY TO YOUR ACCESS TO AND USE OF Digital Currency SERVICES.

d. Prohibition of Use

BY ACCESSING AND USING Digital Currency SERVICES, YOU REPRESENT AND WARRANT THAT YOU HAVE NOT BEEN INCLUDED IN ANY TRADE EMBARGOES OR ECONOMIC SANCTIONS LIST (SUCH AS THE UNITED NATIONS SECURITY COUNCIL SANCTIONS LIST), THE LIST OF SPECIALLY DESIGNATED NATIONALS MAINTAINED BY OFAC (THE OFFICE OF FOREIGN ASSETS CONTROL OF THE U.S. DEPARTMENT OF THE TREASURY), OR THE DENIED PERSONS OR ENTITY LIST OF THE U.S. DEPARTMENT OF COMMERCE. Digital Currency RESERVES THE RIGHT TO CHOOSE MARKETS AND JURISDICTIONS TO CONDUCT BUSINESS, AND MAY RESTRICT OR REFUSE, IN ITS DISCRETION, THE PROVISION OF Digital Currency SERVICES IN CERTAIN COUNTRIES OR REGIONS.

2. About Digital Currency

As an important part of the Digital Currency Ecosystem, Digital Currency mainly serves as a global online platform for Digital Assets trading, and provides Users with a trading platform, financing services, technical services and other Digital Assets-related services. As further detailed in Article 3 below, Users must register and open an account with Digital Currency, and deposit Digital Assets into their account prior to trading. Users may, subject to the restrictions set forth in these Terms, apply for the withdrawal of Digital Assets.

Although Digital Currency has been committed to maintaining the accuracy of the information provided through Digital Currency Services, Digital Currency cannot and does not guarantee its accuracy, applicability, reliability, integrity, performance or appropriateness, nor shall Digital Currency be liable for any loss or damage that may be caused directly or indirectly by your use of these contents. The information about Digital Currency Services may change without notice, and the main purpose of providing such information is to help Users make independent decisions. Digital Currency does not provide investment or consulting advice of any kind, and is not responsible for the use or interpretation of information on Digital Currency or any other communication medium. All Users of Digital Currency Services must understand the risks involved in Digital Assets trading, and are recommended to exercise prudence and trade responsibly within their own capabilities.

3. Digital Currency Account Registration and Requirements

a. Registration

All Users must apply for a Digital Currency Account at (https://accounts.Digital Currency.com/en/register) before using Digital Currency Services. When you register a Digital Currency Account, you must provide the information identified in this paragraph 3 or otherwise as requested by Digital Currency, and accept these Terms, the Privacy Policy, and other Digital Currency Platform Rules. Digital Currency may refuse, in its discretion, to open a Digital Currency Account for you. You agree to provide complete and accurate information when opening a Digital Currency Account, and agree to timely update any information you provide to Digital Currency to maintain the integrity and accuracy of the information. Each User (including natural person, business or legal entity) may maintain only one main account at any given time. However, Users can open one or more subaccounts under the main account with the consent of Digital Currency. For certain Digital Currency Services, you may be required to set up a specific account independent from your Digital Currency Account, based on the provisions of these Terms or the Supplementary Terms. The registration, use, protection and management of such trading accounts are equally governed by the provisions of this Section and Section VI, unless otherwise stated in these Terms or the Supplementary Terms.

b. Eligibility

By registering to use a Digital Currency Account, you represent and warrant that: (i) as an individual, you are at least 18 or are of legal age to form a binding contract under applicable laws; (ii) as an individual, legal person, or other organization, you have full legal capacity and sufficient authorizations to enter into these Terms; (iii) you have not been previously suspended or removed from using the Digital Currency Platform or the Digital Currency Services; (iv) you do not have an existing Digital Currency Account; (v) you are not resident, located in or otherwise attempting to access the Digital Currency Platform or the Digital Currency Services from, or otherwise acting on behalf of a person or legal entity that is resident or located in, a Restricted Location. For the purposes hereof, “Restricted Location” shall include the United States, Singapore, Ontario (Canada), and such other locations as designated by Digital Currency Operators from time to time as a “Restricted Location” for the purposes hereof; (vi) if you act as an employee or agent of a legal entity, and enter into these Terms on their behalf, you represent and warrant that you have all the necessary rights and authorizations to bind such legal entity and to access and use the Digital Currency Platform and Digital Currency Services on behalf of such legal entity; and (vii) your use of the Digital Currency Platform and the Digital Currency Services will not violate any and all laws and regulations applicable to you or the legal entity on whose behalf you are acting, including but not limited to regulations on anti-money laundering, anti-corruption, and counter-terrorist financing.

Please note that there are legal requirements in various countries which may restrict the products and services that Digital Currency Operators can lawfully provide. Accordingly, some products and services and certain functionality within the Digital Currency Platform may not be available or may be restricted in certain jurisdictions or regions or to certain users. You shall be responsible for informing yourself about and observing any restrictions and/or requirements imposed with respect to the access to and use of the Digital Currency Platform and the Digital Currency Services in each country from which the Digital Currency Platform and the Digital Currency Services are accessed by you or on your behalf. Digital Currency Operators reserve the right to change, modify or impose additional restrictions with respect to the access to and use of the Digital Currency Platform and/the Digital Currency Services from time to time at their discretion at any time without prior notification.

c. User Identity Verification

Your registration of an account with Digital Currency will be deemed your agreement to provide required personal information for identity verification. Such information will be used to verify Users’ identity, identify traces of money laundering, terrorist financing, fraud and other financial crimes through Digital Currency, or for other lawful purposes stated by Digital Currency. We will collect, use and share such information in accordance with our Privacy Policy. In addition to providing such information, you agree to allow us to keep a record of that information during the period for which your account is active and within five (5) years after your account is closed, in compliance with global industry standards on data storage. You also authorize us to conduct necessary investigations directly or through a third party to verify your identity or protect you and/or us from financial crimes, such as fraud. The information we require to verify your identity may include, but is not limited to, your name, email address, contact information, phone number, username, government-issued ID, date of birth, and other information collected during account registration. When providing the required information, you confirm it is true and accurate. AFTER REGISTRATION, YOU MUST ENSURE THAT THE INFORMATION IS TRUE, COMPLETE, AND TIMELY UPDATED WHEN CHANGED. IF THERE ARE ANY GROUNDS FOR BELIEVING THAT ANY OF THE INFORMATION YOU PROVIDED IS INCORRECT, FALSE, OUTDATED OR INCOMPLETE, Digital Currency RESERVES THE RIGHT TO SEND YOU A NOTICE TO DEMAND CORRECTION, DIRECTLY DELETE THE RELEVANT INFORMATION, AND, AS THE CASE MAY BE, TERMINATE ALL OR PART OF Digital Currency SERVICES WE PROVIDE FOR YOU. IF WE ARE UNABLE TO REACH YOU WITH THE CONTACT INFORMATION YOU PROVIDED, YOU SHALL BE FULLY LIABLE FOR ANY LOSS OR EXPENSE CAUSED TO Digital Currency DURING YOUR USE OF Digital Currency SERVICES. YOU HEREBY ACKNOWLEDGE AND AGREE THAT YOU HAVE THE OBLIGATION TO UPDATE ALL THE INFORMATION IF THERE IS ANY CHANGE.BY REGISTERING AN ACCOUNT, YOU HEREBY AUTHORIZE Digital Currency TO CONDUCT INVESTIGATIONS THAT Digital Currency CONSIDERS NECESSARY, EITHER DIRECTLY OR THROUGH A THIRD PARTY, TO VERIFY YOUR IDENTITY OR PROTECT YOU, OTHER USERS AND/OR Digital Currency FROM FRAUD OR OTHER FINANCIAL CRIMES, AND TO TAKE NECESSARY ACTIONS BASED ON THE RESULTS OF SUCH INVESTIGATIONS. YOU ALSO ACKNOWLEDGE AND AGREE THAT YOUR PERSONAL INFORMATION MAY BE DISCLOSED TO CREDIT BUREAUS AND AGENCIES FOR FRAUD PREVENTION OR FINANCIAL CRIME PREVENTION, WHICH MAY RESPOND TO OUR INVESTIGATIONS IN FULL.

d. Account Usage Requirements

The Digital Currency Account can only be used by the account registrant. Digital Currency reserves the right to suspend, freeze or cancel the use of Digital Currency Accounts by persons other than account registrant. If you suspect or become aware of any unauthorized use of your username and password, you should notify Digital Currency immediately. Digital Currency assumes no liability for any loss or damage arising from the use of Digital Currency Account by you or any third party with or without your authorization.

e. Account Security

Digital Currency has been committed to maintaining the security of User entrusted funds, and has implemented industry standard protection for Digital Currency Services. However, the actions of individual Users may pose risks. You shall agree to treat your access credentials (such as username and password) as confidential information, and not to disclose such information to any third party. You also agree to be solely responsible for taking the necessary security measures to protect your Digital Currency Account and personal information.

You should be solely responsible for keeping safe of your Digital Currency Account and password, and be responsible for all the transactions under your Digital Currency Account. Digital Currency assumes no liability for any loss or consequences caused by authorized or unauthorized use of your account credentials, including but not limited to information disclosure, information release, consent or submission of various rules and agreements by clicking on the website, online agreement renewal, etc.

By creating a Digital Currency Account, you hereby agree that:

Upon completion of the registration and identity verification for your Digital Currency Account, you may use various Digital Currency Services, including but not limited to, Crypto-to-crypto Trading, Fiat Trading, contract trading, leveraged trading, Digital Currency Savings services, staking, acquiring market-related data, research and other information released by Digital Currency, participating in User activities held by Digital Currency, etc., in accordance with the provisions of these Terms (including Digital Currency Platform Rules and other individual agreements). Digital Currency has the right to:

a. License

Provided that you constantly comply with the express terms and conditions stated in these Terms, Digital Currency grants you a revocable, limited, royalty-free, non-exclusive, non-transferable, and non-sublicensable license to access and use Digital Currency Services through your computer or Internet compatible devices for your personal/internal purposes. You are prohibited to use Digital Currency Services for resale or commercial purposes, including transactions on behalf of other persons or entities. All the above actions are expressly prohibited and constitute a material violation of these Terms. The content layout, format, function and access rights regarding Digital Currency Services should be stipulated in the discretion of Digital Currency. Digital Currency reserves all rights not expressly granted in these Terms. Therefore, you are hereby prohibited from using Digital Currency Services in any way not expressly authorized by these Terms.

These Terms only grant a limited license to access and use Digital Currency Services. Therefore, you hereby agree that when you use Digital Currency Services, Digital Currency does not transfer Digital Currency Services or the ownership or intellectual property rights of any Digital Currency intellectual property to you or anyone else. All the text, graphics, user interfaces, visual interface, photos, sounds, process flow diagrams, computer code (including html code), programs, software, products, information and documents, as well as the design, structure, selection, coordination, expression, look and feel, and layout of any content included in the services or provided through Digital Currency Services, are exclusively owned, controlled and/or licensed by Digital Currency Operators or its members, parent companies, licensors or affiliates.

Digital Currency owns any feedback, suggestions, ideas, or other information or materials (hereinafter collectively referred to as “Feedback”) about Digital Currency or Digital Currency Services that you provide through email, Digital Currency Services, or other ways. You hereby transfer all rights, ownership and interests of the Feedback and all related intellectual property rights to Digital Currency. You have no right and hereby waive any request for acknowledgment or compensation based on any Feedback, or any modifications based on any Feedback.

b. Restriction

When you use Digital Currency Services, you agree and undertake to comply with the following provisions:

By accessing Digital Currency Services, you agree that Digital Currency has the right to investigate any violation of these Terms, unilaterally determine whether you have violated these Terms, and take actions under relevant regulations without your consent or prior notice. Examples of such actions include, but are not limited to:

Upon completion of the registration and identity verification for your Digital Currency Account, you may conduct Crypto-to-crypto Trading on Digital Currency in accordance with the provisions of these Terms and Digital Currency Platform Rules.

a. Orders

Upon sending an instruction of using Digital Currency Services for Crypto-to-crypto Trading (an “Order”), your account will be immediately updated to reflect the open Orders, and your Orders will be included in Digital Currency’s order book to match other users’ Orders. If one of your Orders fully or partially matches another user’s Order, Digital Currency will execute an exchange (a “Transaction”). Once the Transaction is executed, your account will be updated to reflect that the Order has been fully executed and closed, or the Order has been partially executed. The Order will remain uncompleted until it is fully executed or cancelled under paragraph (b) below. To conclude a Transaction, you authorize Digital Currency to temporarily control the Digital Currencies involved in your Transaction.

b. Cancellation

For Orders initiated through Digital Currency Services, you may only cancel them before they have been matched with other Users’ Orders. Once your Order has been matched with another user’s Order, you may not change, revoke or cancel Digital Currency’s authorization to complete the Order. For any partially matched Order, you may cancel the unmatched part of the Order unless such portion has been matched. Digital Currency reserves the right to reject any cancellation request related to the Order you have submitted. If your account does not have sufficient amount of Digital Currencies to execute an Order, Digital Currency may cancel the entire Order, or execute part of the Order with the amount of Digital Currencies you have in your account (in each case, any Transaction related fees payable to Digital Currency are deducted as stated in paragraph (c) below).

c. Fees

You agree to pay Digital Currency the fees specified in .Digital Currency may, in its discretion, update the fees at any time. Any updated fees will apply to any sales or other Transactions that occur following the effective date of the updated fees. You authorize Digital Currency to deduct from your account any applicable fees that you owe under these Terms.

d. Other Types of Crypto-to-crypto Trading

In addition to the Crypto-to-crypto Trading that allows users to directly place orders as mentioned in paragraph (a) above, Digital Currency may, in its discretion, provide technical and platform services for other types of Crypto-to-crypto Trading under its separately formulated Digital Currency Platform Rules, such as One Cancels the Other (OCO) and block trade.

Prior to conducting Fiat Trading, you shall separately read and agree to the User Agreements with various Digital Currency partnered OTC platforms, and comply with the Legal Statement, Privacy Policy, P2P User Transaction Policy ( ) and other specific Digital Currency Platform Rules related to Fiat Trading as well as the business rules of such partners, and open an account on such Digital Currency OTC platforms, following the completion of the registration and identity verification for your Digital Currency Account, if applicable.

a. Fiat Payments

If you choose to utilise Fiat Trading, you agree that Bifinity UAB (registration number: 305595206) having its registered office at Didžioji g. 18, Vilnius, Lithuania shall work in collaboration with regulated card acquiring partners to offer such services. Bifinity UAB is governed by the laws of the Republic of Lithuania. A full list of Bifinity UAB partners can be found HERE

Bifinity UAB is registered in accordance with the applicable laws of the Republic of Lithuania as virtual currency depository wallet operator and virtual currency exchange operator. For the avoidance of doubt please note that Bifinity UAB is not a licensed financial services provider. Cryptocurrency exchange and depository services provided by Bifinity UAB are not regulated by the Bank of Lithuania.

Unless otherwise specified by Digital Currency, to conduct Futures Trading, you must conclude with Digital Currency a separate Digital Currency Futures Service Agreement and open a special Collateral Account, following the completion of registration and identity verification for your Digital Currency Account. You acknowledge and agree that:

a. You fully understand the high risks of Futures Trading, including but not limited to the risk of major fluctuations of Digital Assets in Futures Trading, and the risk of exacerbated adverse outcome when leverage is used;

b. You have sufficient investment knowledge and experience and the capacity to take risks arising from Futures Trading, and agree to independently assume all the risks arising from the investment of Futures Trading;

c. Before performing Futures Trading, you have read and understood all the contents of the Digital Currency Futures Service Agreement and the relevant Digital Currency Platform Rules, and have consulted relevant professionals to make informed decisions on whether and how to complete Futures Trading according to their recommendations and your own reasonable judgment;

d. You agree and authorize Digital Currency to take various reasonable measures in its discretion (including but not limited to forced liquidation and forced position reduction under specific circumstances) in accordance with the Digital Currency Futures Service Agreement and the relevant Digital Currency Platform Rules to protect the legitimate interests of you, Digital Currency and other Users.

Before entering into transactions in Options products through Digital Currency (“Options Trading”), you acknowledge and agree that:

a. You fully understand the high risks of Options Trading, including but not limited to the risk of major fluctuations of Digital Assets in Options Trading, and the risk of exacerbated adverse outcome when leverage is used;

b. You have sufficient investment knowledge and experience and the capacity to take risks arising from Options Trading, and agree to independently assume all the risks arising from the investment of Options Trading;

c. Before performing Options Trading, you have read and understood, and agree to be bound by the terms of, the Digital Currency Options Service Agreement and all relevant Digital Currency Platform Rules, which shall supplement these Terms of Use, and have consulted relevant professionals to make informed decisions on whether and how to complete Options Trading according to their recommendations and your own reasonable judgment;

d. You agree and authorize Digital Currency to take various reasonable measures in its discretion (including but not limited to forced liquidation and forced position reduction under specific circumstances) in accordance with the Digital Currency Options Service Agreement and all relevant Digital Currency Platform Rules to protect the legitimate interests of you, Digital Currency and other Users.

Unless otherwise specified by Digital Currency, prior to conducting Margins Trading, you must open a special Collateral Account and/or complete other related procedures, following the completion of registration and identity verification for your Digital Currency Account.

a. Risks of Margins Trading

Margins Trading is highly risky. As a leveraged trader, you acknowledge and agree that you access and use Margins Trading and borrowing services at your own risk, which include but are not limited to:

b. To start Margins Trading:

Unless otherwise provided by Digital Currency, to borrow currencies, you must conclude with Digital Currency a separate Lending Services User Agreement and open a special Collateral Account and/or finish other relevant procedures, following the completion of registration and identity verification for your Digital Currency Account. You understand and agree that:

a. There are considerable risks involved in Lending Services, which include without limitation to risks of fluctuation of the borrowed Digital Assets’ value, derivative risks and technical risks. You shall carefully consider and exercise clear judgment to evaluate your financial situation and the aforesaid risks to make any decision on using Lending Services, and you shall be responsible for all losses arising therefrom;

b. you shall cooperate to provide the information and materials related to identity verification and Lending Services as required by Digital Currency, and be solely responsible for taking necessary security measures to protect the security of your Collateral Account and personal information;

c. you shall carefully read relevant Digital Currency Platform Rules before using Lending Services, and be aware of, understand and observe the specific information and rules regarding the operations of Lending Services, and you undertake that the use of the assets borrowed shall conform to requirements of these Terms and related laws and regulations;

d. Digital Currency has the full right to manage your Collateral Account and collateral during the period in which Lending Services are offered, and reserves the right, under the circumstances specified in the Lending Services User Agreement or these Terms, to implement various risk control measures, which include but are not limited to forced liquidation. Such steps may cause major losses to you and you shall be solely responsible for the outcomes of such measures;

e. Digital Currency has the right to temporarily or permanently prohibit you from using Lending Services when it deems it necessary or reasonable, and to the maximum extent permitted by law, without liability of any kind to you.

Digital Currency offers Digital Currency Savings, a service to provide Users with value-added services for their idle Digital Assets. To use Digital Currency Savings service, you must conclude with Digital Currency a separate Digital Currency Savings Service User Agreement ( ) and open a special Digital Currency Savings service account, following the completion of registration and identity verification for your Digital Currency Account. When using Digital Currency Savings service, you should note that:

a. Digital Currency Savings assets will be used in cryptocurrency leveraged borrowing and other businesses.

b. When you use Digital Currency Savings service, you will unconditionally authorize Digital Currency to distribute and grant the leveraged interest according to Digital Currency Platform Rules.

c. You shall abide by relevant laws and regulations to ensure that the sources of Digital Assets are legitimate and compliant when using Digital Currency Savings service.

d. When you use Digital Currency Savings service, you should fully recognize the risks of investing in Digital Assets and operate cautiously.

e. You agree that all investment operations conducted on Digital Currency represent your true investment intentions and that unconditionally accept the potential risks and benefits of your investment decisions.

f. Digital Currency reserves the right to suspend or terminate Digital Currency Savings service. If necessary, Digital Currency can suspend and terminate Digital Currency Savings service at any time.

g. Due to network delay, computer system failures and other force majeure, which may lead to delay, suspension, termination or deviation of execution of Digital Currency Savings service, Digital Currency will use reasonable effort to ensure but not promise that Digital Currency Savings service execution system runs stably and effectively. Digital Currency does not take any responsibility if the final execution fails to match your expectations due to the above factors.

Digital Currency will from time to time launch Staking Programs for specific types of Digital Currencies to reward, as per certain rules, users who hold such Digital Currencies in their Digital Currency Accounts. When participating in Staking Programs, you should note that:

a. Unless otherwise stipulated by Digital Currency, Staking Programs are free of charge and Users may trade during the staking period;

b. Digital Currency does not guarantee Users’ proceeds under any Staking Program;

c. Digital Currency has the right to initiate or terminate Staking Program for any Digital Currencies or modify rules on such programs in its sole discretion;

d. Users shall ensure that sources of the Digital Currencies they hold in Digital Currency Accounts are legal and compliant and undertake to observe related laws and regulations. Otherwise, Digital Currency has the right to take necessary steps in accordance with these Terms or Digital Currency Platform Rules, including, without limitation, freezing Digital Currency Accounts or deducting the Digital Currencies awarded to Users who violate the rules of respective Staking Programs.

a. Digital Currency.com launched Digital Currency POS service for Digital Currency.com users to gain proceeds through idle cryptocurrency assets.

b. Digital Currency POS assets will be used in cryptocurrency staking to gain proceeds and other businesses.

c. When you use Digital Currency POS service, you will unconditionally authorize Digital Currency.com to distribute the staking interest according to the rules of the platform.

d. You shall abide by the relevant laws of the State to ensure that the sources of assets are legitimate and compliant when using Digital Currency POS service.

e. When you use Digital Currency POS service, you should fully recognize the risks of investment in cryptocurrency and operate cautiously.

f. You agree that all investment operations conducted on Digital Currency.com represent your true investment intentions and that unconditionally accept the potential risks and benefits of your investment decisions.

g. Digital Currency.com reserves the right to suspend or terminate Digital Currency POS service. If necessary, Digital Currency.com can suspend and terminate Digital Currency POS service at any time.

h. Due to network delay, computer system failures and other force majeure, which may lead to delay, suspension or deviation of Digital Currency POS service execution, Digital Currency.com will use commercially reasonable effort to ensure but not promise that Digital Currency POS service execution system run stably and effectively. Digital Currency.com does not take any responsibility if the final execution doesn’t match your expectations due to the above factors.

TO THE MAXIMUM EXTENT PERMITTED UNDER APPLICABLE LAW, Digital Currency SERVICES, Digital Currency MATERIALS AND ANY PRODUCT, SERVICE OR OTHER ITEM PROVIDED BY OR ON BEHALF OF Digital Currency ARE OFFERED ON AN “AS IS” AND “AS AVAILABLE” BASIS, AND Digital Currency EXPRESSLY DISCLAIMS, AND YOU WAIVE, ANY AND ALL OTHER WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, WITHOUT LIMITATION, WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE OR NON-INFRINGEMENT OR WARRANTIES ARISING FROM COURSE OF PERFORMANCE, COURSE OF DEALING OR USAGE IN TRADE. WITHOUT LIMITING THE FOREGOING, Digital Currency DOES NOT REPRESENT OR WARRANT THAT THE SITE, Digital Currency SERVICES OR Digital Currency MATERIALS ARE ACCURATE, COMPLETE, RELIABLE, CURRENT, ERROR-FREE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. Digital Currency DOES NOT GUARANTEE THAT ANY ORDER WILL BE EXECUTED, ACCEPTED, RECORDED OR REMAIN OPEN. EXCEPT FOR THE EXPRESS STATEMENTS, AGREEMENTS AND RULES SET FORTH IN THESE TERMS, YOU HEREBY ACKNOWLEDGE AND AGREE THAT YOU HAVE NOT RELIED UPON ANY OTHER STATEMENT OR AGREEMENT, WHETHER WRITTEN OR ORAL, WITH RESPECT TO YOUR USE AND ACCESS OF Digital Currency SERVICES. WITHOUT LIMITING THE FOREGOING, YOU HEREBY UNDERSTAND AND AGREE THAT Digital Currency WILL NOT BE LIABLE FOR ANY LOSSES OR DAMAGES ARISING OUT OF OR RELATING TO: (A) ANY INACCURACY, DEFECT OR OMISSION OF DIGITAL ASSETS PRICE DATA, (B) ANY ERROR OR DELAY IN THE TRANSMISSION OF SUCH DATA, (C) INTERRUPTION IN ANY SUCH DATA, (D) REGULAR OR UNSCHEDULED MAINTENANCE CARRIED OUT BY Digital Currency AND SERVICE INTERRUPTION AND CHANGE RESULTING FROM SUCH MAINTENANCE, (E) ANY DAMAGES INCURRED BY OTHER USERS’ ACTIONS, OMISSIONS OR VIOLATION OF THESE TERMS, (F) ANY DAMAGE CAUSED BY ILLEGAL ACTIONS OF OTHER THIRD PARTIES OR ACTIONS WITHOUT AUTHORIZED BY Digital Currency; AND (G) OTHER EXEMPTIONS MENTIONED IN DISCLAIMERS AND PLATFORM RULES ISSUED BY Digital Currency.

THE DISCLAIMER OF IMPLIED WARRANTIES CONTAINED HEREIN MAY NOT APPLY IF AND TO THE EXTENT IT IS PROHIBITED BY APPLICABLE LAW OF THE JURISDICTION IN WHICH YOU RESIDE.

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT WILL Digital Currency, ITS AFFILIATES AND THEIR RESPECTIVE SHAREHOLDERS, MEMBERS, DIRECTORS, OFFICERS, EMPLOYEES, ATTORNEYS, AGENTS, REPRESENTATIVES, SUPPLIERS OR CONTRACTORS BE LIABLE FOR ANY INCIDENTAL, INDIRECT, SPECIAL, PUNITIVE, CONSEQUENTIAL OR SIMILAR DAMAGES OR LIABILITIES WHATSOEVER (INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF DATA, INFORMATION, REVENUE, PROFITS OR OTHER BUSINESSES OR FINANCIAL BENEFITS) ARISING OUT OF Digital Currency SERVICES, ANY PERFORMANCE OR NON-PERFORMANCE OF Digital Currency SERVICES, OR ANY OTHER PRODUCT, SERVICE OR OTHER ITEM PROVIDED BY OR ON BEHALF OF Digital Currency AND ITS AFFILIATES, WHETHER UNDER CONTRACT, STATUTE, STRICT LIABILITY OR OTHER THEORY EVEN IF Digital Currency HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES EXCEPT TO THE EXTENT OF A FINAL JUDICIAL DETERMINATION THAT SUCH DAMAGES WERE A RESULT OF Digital Currency’S GROSS NEGLIGENCE, FRAUD, WILLFUL MISCONDUCT OR INTENTIONAL VIOLATION OF LAW. SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OR LIMITATION OF INCIDENTAL OR CONSEQUENTIAL DAMAGES, SO THE ABOVE LIMITATION MAY NOT APPLY TO YOU.

NOTWITHSTANDING THE FOREGOING, IN NO EVENT WILL THE LIABILITY OF Digital Currency, ITS AFFILIATES AND THEIR RESPECTIVE SHAREHOLDERS, MEMBERS, DIRECTORS, OFFICERS, EMPLOYEES, ATTORNEYS, AGENTS, REPRESENTATIVES, SUPPLIERS OR CONTRACTORS ARISING OUT OF SERVICES OFFERED BY OR ON BEHALF OF Digital Currency AND ITS AFFILIATES, ANY PERFORMANCE OR NON-PERFORMANCE OF Digital Currency SERVICES, OR ANY OTHER PRODUCT, SERVICE OR OTHER ITEM, WHETHER UNDER CONTRACT, STATUTE, STRICT LIABILITY OR OTHER THEORY, EXCEED THE AMOUNT OF THE FEES PAID BY YOU TO Digital Currency UNDER THESE TERMS IN THE TWELVE-MONTH PERIOD IMMEDIATELY PRECEDING THE EVENT GIVING RISE TO THE CLAIM FOR LIABILITY.

You agree to indemnify and hold harmless Digital Currency Operators, their affiliates, contractors, licensors, and their respective directors, officers, employees and agents from and against any claims, actions, proceedings, investigations, demands, suits, costs, expenses and damages (including attorneys’ fees, fines or penalties imposed by any regulatory authority) arising out of or related to (i) your use of, or conduct in connection with, Digital Currency Services, (ii) your breach or our enforcement of these Terms, or (iii) your violation of any applicable law, regulation, or rights of any third party during your use of Digital Currency Services. If you are obligated to indemnify Digital Currency Operators, their affiliates, contractors, licensors, and their respective directors, officers, employees or agents pursuant to these Terms, Digital Currency will have the right, in its sole discretion, to control any action or proceeding and to determine whether Digital Currency wishes to settle, and if so, on what terms.

Please be aware that all official announcements, news, promotions, competitions and airdrops will be listed on  . USERS UNDERTAKE TO REFER TO THESE MATERIALS REGULARLY AND PROMPTLY. Digital Currency WILL NOT BE HELD LIABLE OR RESPONSIBLE IN ANY MANNER OF COMPENSATION SHOULD USERS INCUR PERSONAL LOSSES ARISING FROM IGNORANCE OR NEGLIGENCE OF THE ANNOUNCEMENTS.

You agree that Digital Currency shall have the right to immediately suspend your Digital Currency Account (and any accounts beneficially owned by related entities or affiliates), freeze or lock the Digital Assets or funds in all such accounts, and suspend your access to Digital Currency for any reason including if Digital Currency suspects any such accounts to be in violation of these Terms, our Privacy Policy, or any applicable laws and regulations. You agree that Digital Currency shall not be liable to you for any permanent or temporary modification of your Digital Currency Account, or suspension or termination of your access to all or any portion of Digital Currency Services. Digital Currency shall reserve the right to keep and use the transaction data or other information related to such Digital Currency Accounts. The above account controls may also be applied in the following cases:

In case of any of the following events, Digital Currency shall have the right to directly terminate these Terms by cancelling your Digital Currency Account, and shall enjoy the right but not the obligation to permanently freeze (cancel) the authorizations of your Digital Currency Account on Digital Currency and withdraw the corresponding Digital Currency Account thereof:

Should your Digital Currency Account be terminated, the account and transactional information that meet data retention standards will be securely stored for 5 years. In addition, if a transaction is unfinished during the account termination process, Digital Currency shall have the right to notify your counterparty of the situation at that time. You acknowledge that a user-initiated account exit (right to erasure under GDPR or other equivalent regulations) will also be subjected to the termination protocol stated above.

If Digital Currency is informed that any Digital Assets or funds held in your Digital Currency Account are stolen or otherwise are not lawfully possessed by you, Digital Currency may, but has no obligation to, place an administrative hold on the affected funds and your Digital Currency Account. If Digital Currency does lay down an administrative hold on some or all of your funds or Digital Currency Account, Digital Currency may continue such hold until such time as the dispute has been resolved and evidence of the resolution acceptable to Digital Currency has been provided to Digital Currency in a form acceptable to Digital Currency. Digital Currency will not involve itself in any such dispute or the resolution of the dispute. You agree that Digital Currency will have no liability or responsibility for any such hold, or for your inability to withdraw Digital Assets or funds or execute trades during the period of any such hold.

Except as set forth in paragraph 4 below, once a Digital Currency Account is closed/withdrawn, all remaining account balance (which includes charges and liabilities owed to Digital Currency) will be payable immediately to Digital Currency. Upon payment of all outstanding charges to Digital Currency (if any), Users will have 5 business days to withdraw all Digital Assets or funds from the account.

Digital Currency maintains full custody of the Digital Assets, funds and User data/information which may be turned over to governmental authorities in the event of Digital Currency Accounts’ suspension/closure arising from fraud investigations, investigations of violation of law or violation of these Terms.

Digital Currency is not your broker, intermediary, agent, or advisor and has no fiduciary relationship or obligation to you in connection with any trades or other decisions or activities effected by you using Digital Currency Services. No communication or information provided to you by Digital Currency is intended as, or shall be considered or construed as, investment advice, financial advice, trading advice, or any other sort of advice. Unless otherwise specified in these Terms, all trades are executed automatically, based on the parameters of your order instructions and in accordance with posted trade execution procedures, and you are solely responsible for determining whether any investment, investment strategy or related transaction is appropriate for you according to your personal investment objectives, financial circumstances and risk tolerance, and you shall be solely responsible for any loss or liability therefrom. You should consult legal or tax professionals regarding your specific situation. Digital Currency does not recommend that any Digital Asset should be bought, earned, sold, or held by you. Before making the decision to buy, sell or hold any Digital Asset, you should conduct your own due diligence and consult your financial advisors prior to making any investment decision. Digital Currency will not be held responsible for the decisions you make to buy, sell, or hold Digital Asset based on the information provided by Digital Currency.

Access to Digital Currency Services will require the submission of certain personally identifiable information. Please review Digital Currency’s Privacy Policy at  for a summary of Digital Currency’s guidelines regarding the collection and use of personally identifiable information.

PLEASE READ THIS SECTION CAREFULLY, AS IT INVOLVES A WAIVER OF CERTAIN RIGHTS TO BRING LEGAL PROCEEDINGS, INCLUDING AS A CLASS ACTION.

1. Notice of Claim and Dispute Resolution Period. Please contact Digital Currency first! Digital Currency wants to address your concerns without resorting to formal legal proceedings, if possible. If you have a dispute with Digital Currency, then you should contact Digital Currency and a ticket number will be assigned. Digital Currency will attempt to resolve your dispute internally as soon as possible. The parties agree to negotiate in good faith to resolve the dispute (which discussions shall remain confidential and be subject to applicable rules protecting settlement discussions from use as evidence in any legal proceeding).

In the event the dispute cannot be resolved satisfactorily, and you wish to assert a legal claim against Digital Currency, then you agree to set forth the basis of such claim in writing in a “Notice of Claim,” as a form of prior notice to Digital Currency. The Notice of Claim must (1) describe the nature and basis of the claim or dispute, (2) set forth the specific relief sought, (3) provide the original ticket number, and (4) include your Digital Currency account email. The Notice of Claim should be submitted to an email address or hyperlink provided in your correspondence with Digital Currency. After you have provided the Notice of Claim to Digital Currency, the dispute referenced in the Notice of Claim may be submitted by either Digital Currency or you to arbitration in accordance with paragraph 2 of this Section, below. For the avoidance of doubt, the submission of a dispute to Digital Currency for resolution internally and the delivery of a Notice of Claim to Digital Currency are prerequisites to commencement of an arbitration proceeding (or any other legal proceeding). During the arbitration, the amount of any settlement offer made by you or Digital Currency shall not be disclosed to the arbitrator.

2. Agreement to Arbitrate and Governing Law.  You and Digital Currency Operators agree that, subject to paragraph 1 above, any dispute, claim, or controversy between you and Digital Currency (and/or Digital Currency Operators) arising in connection with or relating in any way to these Terms or to your relationship with Digital Currency (and/or Digital Currency Operators) as a user of Digital Currency Services (whether based in contract, tort, statute, fraud, misrepresentation, or any other legal theory, and whether the claims arise during or after the termination of these Terms) will be determined by mandatory final and binding individual (not class) arbitration, except as set forth below under Exceptions to Agreement to Arbitrate. You and Digital Currency Operators further agree that the arbitrator shall have the exclusive power to rule on his or her own jurisdiction, including without limitation any objections with respect to the existence, scope or validity of the Agreement to Arbitrate, or to the arbitrability of any claim or counterclaim. Arbitration is more informal than a lawsuit in court. THERE IS NO JUDGE OR JURY IN ARBITRATION, AND COURT REVIEW OF AN ARBITRATION AWARD IS LIMITED. There may be more limited discovery than in court. The arbitrator must follow this agreement and can award the same damages and relief as a court (including, if applicable, attorney fees), except that the arbitrator may not award declaratory or injunctive relief in favour of anyone but the parties to the arbitration. The arbitration provisions set forth in this Section will survive termination of these Terms. Arbitration Rules. The arbitration shall be subject to the HKIAC Administered Arbitration Rules (HKIAC. Rules) in force when the Notice of Arbitration is submitted, as modified by this Section X. The arbitration will be administered by the Hong Kong International Arbitration Centre (HKIAC). Unless the parties agree otherwise, there shall be only one arbitrator appointed in accordance with the HKIAC Rules. Any arbitration will be conducted in the English language. Regardless of the manner in which the arbitration is conducted, the arbitrator shall issue a reasoned written decision sufficient to explain the essential findings and conclusions on which the decision and award, if any, are based. JUDGMENT ON ANY ARBITRAL AWARD MAY BE GIVEN IN ANY COURT HAVING JURISDICTION OVER THE PARTY (OR OVER THE ASSETS OF THE PARTY) AGAINST WHOM SUCH AN AWARD IS RENDERED. Time for Filing: ANY ARBITRATION AGAINST Digital Currency OPERATORS MUST BE COMMENCED BY FILING A REQUEST FOR ARBITRATION WITHIN ONE (1) YEAR, AFTER THE DATE THE PARTY ASSERTING THE CLAIM FIRST KNOWS OR REASONABLY SHOULD KNOW OF THE ACT, OMISSION OR DEFAULT GIVING RISE TO THE CLAIM; AND THERE SHALL BE NO RIGHT TO ANY REMEDY FOR ANY CLAIM NOT ASSERTED WITHIN THAT TIME PERIOD. THIS ONE YEAR LIMITATION PERIOD IS INCLUSIVE OF THE INTERNAL DISPUTE RESOLUTION PROCEDURE SET FORTH IN PARAGRAPH 1 OF THIS SECTION, ABOVE. THERE SHALL BE NO RIGHT TO ANY REMEDY FOR ANY CLAIM NOT ASSERTED WITHIN THAT TIME PERIOD. If applicable law prohibits a one-year limitation period for asserting claims, any claim must be asserted within the shortest time period permitted by applicable law. Process; Notice: The party who intends to seek arbitration after the expiration of the Dispute Resolution Period set forth in paragraph 1, above, must submit a request to the HKIAC in accordance with the HKIAC Rules. If we request arbitration against you, we will give you notice at the email address or mailing address you have provided. You agree that any notice sent to this email or mailing address shall be deemed effective for all purposes, including without limitation to determinations of adequacy of service. It is your obligation to ensure that the email address and/or mailing address on file with Digital Currency is up-to-date and accurate. Seat of Arbitration: The seat of the arbitration shall be Hong Kong. Place of Hearing: The location of any in-person arbitration hearing shall be Hong Kong, unless otherwise agreed to by the parties. Governing Law: These Terms (including this arbitration agreement) shall be governed by, and construed in accordance with, the laws of Hong Kong. Confidentiality. The parties agree that the arbitration shall be kept confidential. The existence of the arbitration, any nonpublic information provided in the arbitration, and any submissions, orders or awards made in the arbitration (together, the “Confidential Information”) shall not be disclosed to any non-party except the tribunal, the HKIAC, the parties, their counsel, experts, witnesses, accountants and auditors, insurers and reinsurers, and any other person necessary to the conduct of the arbitration. Notwithstanding the foregoing, a party may disclose Confidential Information to the extent that disclosure may be required to fulfill a legal duty, protect or pursue a legal right, or enforce or challenge an award in bona fide legal proceedings. This confidentiality provision shall survive termination of these Terms and of any arbitration brought pursuant to these Terms.

3. Class Action Waiver.  You and Digital Currency agree that any claims relating to these Terms or to your relationship with Digital Currency as a user of Digital Currency Services (whether based in contract, tort, statute, fraud, misrepresentation, or any other legal theory, and whether the claims arise during or after the termination of these Terms) shall be brought against the other party in an arbitration on an individual basis only and not as a plaintiff or class member in a purported class or representative action. You and Digital Currency further agree to waive any right for such claims to be brought, heard, or arbitrated as a class, collective, representative, or private attorney general action, to the extent permissible by applicable law. Combining or consolidating individual arbitrations into a single arbitration is not permitted without the consent of all parties, including Digital Currency.

4. Modifications. Digital Currency reserves the right to update, modify, revise, suspend, or make any future changes to Section X regarding the parties’ Agreement to Arbitrate, subject to applicable law. You hereby consent and agree that it is your responsibility to ensure that your understanding of this Section is up to date. Subject to the applicable law, your continued use of your Digital Currency account shall be deemed to be your acceptance of any modifications to Section X regarding the parties’ Agreement to Arbitrate. You agree that if you object to the modifications to Section X, Digital Currency may block access to your account pending closure of your account. In such circumstances, the Terms of Use prior to modification shall remain in full force and effect pending closure of your account.

5. Severability. If any portion of these Terms are adjudged to be invalid or unenforceable for any reason or to any extent, the remainder of these Terms will remain valid and enforceable and the invalid or unenforceable portion will be given effect to the greatest extent permitted by law. pending closure of your account.

1. Independent Parties. Digital Currency is an independent contractor but not an agent of you in the performance of these Terms. These Terms shall not be interpreted as facts or evidence of an association, joint venture, partnership, or franchise between the parties.

2. Entire Agreement. These Terms constitute the entire agreement between the parties regarding use of Digital Currency Services and will supersede all prior written or oral agreements between the parties. No usage of trade or other regular practice or method of dealing between the parties will be used to modify, interpret, supplement, or alter the terms herein.

3. Interpretation and Revision. Digital Currency reserves the right to alter, revise, modify, and/or change these Terms at any time. All changes will take effect immediately upon being published on Digital Currency websites. It is your responsibility to regularly check relevant pages on our websites/applications to confirm the latest version of these Terms. If you do not agree to any such modifications, your only remedy is to terminate your usage of Digital Currency Services and cancel your account. You agree that, unless otherwise expressly provided in these Terms, Digital Currency will not be responsible for any modification or termination of Digital Currency Services by you or any third party, or suspension or termination of your access to Digital Currency Services.

4. Language & Translations: These Terms may, at Digital Currency’s sole and absolute discretion, be translated into a language other than the English language. You agree that any such translation shall only be for your convenience and the English text shall prevail in the event of any ambiguity, discrepancy or omission as between the English text and any translated text.

5. Force Majeure. Digital Currency will not be liable for any delay or failure to perform as required by these Terms because of any cause or condition beyond Digital Currency’s reasonable control.

6. Severability. If any portion of these Terms is held invalid or unenforceable, such invalidity or enforceability will not affect the other provisions of these Terms, which will remain in full force and effect, and the invalid or unenforceable portion will be given effect to the greatest extent possible.

7. Assignment. You may not assign or transfer any right to use Digital Currency Services or any of your rights or obligations under these Terms without prior written consent from Digital Currency, including any right or obligation related to the enforcement of laws or the change of control. Digital Currency may assign or transfer any or all of its rights or obligations under these Terms, in whole or in part, without notice or obtaining your consent or approval.

8. Waiver. The failure of one party to require performance of any provision will not affect that party’s right to require performance at any time thereafter. At the same time, the waiver of one party to seek recovery for the other party’s violation of these Terms or any provision of applicable terms shall not constitute a waiver by that party of any subsequent breach or violation by the other party or of the provision itself.

9. Third-Party Website Disclaimer.  Any links to third-party websites from Digital Currency Services does not imply endorsement by Digital Currency of any product, service, information or disclaimer presented therein, nor does Digital Currency guarantee the accuracy of the information contained on them. If you suffer loss from using such third-party product and service, Digital Currency will not be liable for such loss. In addition, since Digital Currency has no control over the terms of use or privacy policies of third-party websites, you should read and understand those policies carefully.

10. Matters Related to Apple Inc. If you use any device manufactured by Apple Inc. to participate in any commercial activities or reward programs through Digital Currency Services, such activities and programs are provided by Digital Currency and are not associated with Apple Inc. in any manner.

11. Contact Information.  For more information on Digital Currency, you may refer to the company and license information found on Digital Currency websites. If you have questions regarding these Terms, please feel free to contact Digital Currency for clarification via our Customer Support team at .